None of us expect it to happen to us, but then it inevitably does. In my case, twice. I’m refering to losing my mobile phone.

The first time I lost my mobile was clearly due to too many drinks on a boys night out. I’d been using my phone while on my homeward journey in a taxi and I must have left it on the back seat of the cab. When I realized what had happened, the following day, I called the cab firm but unfortunately they didn’t have my valuable telephone.It suddenly became very clear how much of my life was actually stored on that little device.

I vowed that I would be far more careful in future and get myself some mobile phone insurance to cover the cost of replacement. The expense was actually the last thing on my mind as I’d lost a whole load of important telephone numbers and contact details that weren’t stored anywhere else.

Everybody does it. When we run into an old friend or make a new contact we immediately enter their contact details into our mobile phones and often don’t even think about transfering those details to an address book.

I then went and lost my replacement phone on another night out, but this time I wasn’t drunk. I am convinced that a pickpocket was operating in the club and they had expertly removed the phone from my pocket. It’smore likely that I dropped it on the floor when getting some cash from my pocket at the bar. I was in a nightclub so I told the bar staff and security guys but, unfortunately, my phone didn’t turn up.

Stupidly, I hadn’t taken out the mobile phone insurance policy that I’d intended to. But, subsequent to my previous experience I had kept a record of all the new phone numbers and contact details that were on the device so the loss wasn’t quite as disastrous as it had been the previous time.

You may be wondering if there is a moral to this tale? Maybe a small one. But I recommend that you routinely backup all of the contact details stored on your phone and get yourself some insurance cover.