Have you ever used an insurance comparison website? Now I am unsure, of course, as to how you will have answered this question but I would guess that the majority of people would have said yes. I have to say that I think they are fantastic. Why do I think this? Well because they have saved me a massive amount of money over the last few years and they are likely to continue to do so. In this article I will be describing about the way in which I use them.

Now I am not a financial salesman and therefore I am not attempting to sell you anything. I actually run stuttering therapy courses here in the UK and I am also involved in a company that offers an affordable DVD authoring service.

A good example of my use of insurance comparison sites would be the way in which I recently managed to save over £70 on my home insurance. I received the renewal notice in the post at the start of June for my buildings and contents insurance. The premium that they had quoted was a little higher than what I had paid last year, despite the fact that I had not made a claim.

I knew what I was going to do, in any case, whatever the premium had shown; I was going to put in my relevant details into one or two of the insurance comparison websites. I duly did this and low and behold there were three companies who were able to beat my renewal premium. The cheapest quote was a fully sixty pounds cheaper for the same level of cover.

This was not exactly a surprise to me as I have had similar successes on numerous previous occasions. So did I go ahead and take up this lower quote? No. Why not? Well I decided to give my current insurer a chance to out bid them! I phoned them and said:

“I have received your home insurance renewal quote but have managed to obtain a better quote by using one of those comparison sites. It was seventy pounds lower (a small lie) than what you were quoting. I am phoning you as I would rather keep the insurance with your company as I have been very impressed with the level of customer service that I have received. Are you able to beat or possibly match their premium?”

Guess what? They did match it – how cool is that? I was rather impressed with myself, the result and of course the comparison website.

Now I have decided to instruct a firm of cost reduction in a quest to save even more money.