After almost 40 years of working my *** off, I’m near the point of enjoying my retirement.  To be honest, many people call it the golden years but I’m still trying to figure out what’s so golden about it.  All I’ve known is work and even when I’ve had a week or two to sit and home and relax, I start to go stir crazy.  I think the next years will be an interesting learning experience to say the least.

Having said that, when I entered college I learned a few lessons that I remember even now.Financial well-being and security was the most important lesson of them all.Till now I have been aimed at building my nest egg lage enough to keep me going until retirement.Now that retirement days are nigh I am shifting my focus to other things.

I no longer have a 401K to put into but rather I’ll be pulling from which will be an odd experience.That was a cue to prepare my family and myself, to get set up for their benefit and for mine.It is unnerving for some but for me reality is that all of us pass on in our own time, and I wanted assurance that financial burdensome not drag my family down.  I think the hardest thing to have to deal with when my parents passed was all of the extras that come tacked onto it such as funeral expenses, medical bills that had arisen, their other debts, and even the legal fees that became associated with it all.

It was not only the last thing on my mind but truly the last thing I wanted to deal with at that moment so I’ve decided to do a little research on how to keep my family out of that mess when my time comes.  For that, I’ve found the one simple solution and it’s known as final expense insurance.  Final expense insurance is truly what I’ve been looking for.I have it organized to cover all my current debts, which I hope to eliminate before I pass, and to leave small bequests to those that stick around after I’m gone. I feel great knowing that my family will have less stress.